Yipee! Finally, after 3 long years, I managed to see my credit card statement with zero amount due! I didn’t think that was even possible considering that I’m a self-confessed shopaholic and the discounts and bargains just keeps getting better. Fortunately, I attended a company sponsored seminar on wealth building. It’s some kind of a “rich dad poor dad” seminar. It tackled a lot of things, some were pretty much common sense but there were stuff that made me say to myself, “Why didn’t I think of that?

It was really an eye opener for me. Especially when they defined the real assets and liabilities. They even tackled the pros and cons of life and business insurance. which was very helpful for those who want to start their own businesses. Anyhow, getting rid of my credit is the first step in being wealthy. Next step is how to have income generating assets!